Shirley Tang Team · 888 Realty · DRE #01845722

Today's U.S. mortgage rates

National average (Freddie Mac weekly survey):7.24% Our conforming 30-year fixed:6.500%(APR 6.488%)
Difference 0.740%
This is the lowest tier of base pricing that costs no points, before adjustments for credit score, loan-to-value and property type; not all applicants qualify.Benchmark week 2026-10-29 · Pricing read 2026-11-01 21:10 Pacific

Price your own scenario

Put in your loan amount, property value and credit score and it prices the scenario: rate, points, payment and APR. Same data as the Treasure Mortgage site, read live.

The last eight weeks

Week30-year fixed15-year fixed
2026-10-297.24%6.60%
2026-10-227.32%6.68%
2026-10-157.40%6.71%
2026-10-087.40%6.73%
2026-10-017.28%6.60%
2026-09-247.03%6.42%
2026-09-176.95%6.26%
2026-09-106.76%6.09%

Mortgage rates on this page are provided by Treasure Mortgage, NMLS #1242102; Michael Fu, NMLS #919057. Equal Housing Opportunity.

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Shirley Tang Team · 888 Realty · DRE #01845722

19811 Colima Rd. #230, Walnut, CA 91789 · (626) 202-9573

For the rate you would actually be quoted, text your situation to (626) 202-9573 (text preferred), call, or add us on WeChat. No charge.

Pricing here is read from the Treasure Mortgage rate sheet when the page loads; the national average comes from the Freddie Mac weekly survey as published by the Federal Reserve Bank of St. Louis. They are not the same measure: one is our quote, the other is a national average.