Fullerton's 125 Active Listings Cluster in the $940K Zone, Here's What That Means for Your Budget
· City Deep Dive
Fullerton's median list price sits at $940,000 with 125 active listings and 25 days on market. Budget fit matters before you call.
Fullerton is priced right in the middle of Southern California's suburban market. With a median list price of $940,000 and 125 active listings as of today, October 20, 2026, this Orange County city sits just above the overall regional median of $926,000 across our entire service area. That makes Fullerton appealing to buyers whose down payment and loan amount align with the mid-$900,000 range, but it also means you need to know exactly what that number means before you start looking.
The median price per square foot in Fullerton is $636, which is a useful benchmark if you already have a sense of how many square feet you need. Say you are looking for roughly 1,500 square feet: at $636 per square foot, the median home works out to about $954,000 (1,500 × $636). If you have $200,000 down, your loan would be roughly $754,000, and at the Freddie Mac Primary Mortgage Market Survey rate of 7.4% for a 30-year fixed (the week of October 15, 2026, a national weekly average, not a quote), your monthly payment would be in the neighborhood of $5,300 before property tax, insurance and homeowners association fees. These numbers depend on credit score, loan size, property type and occupancy, so confirm your own rate with a loan officer before you commit.
What matters most right now is inventory speed and price stability. Homes in Fullerton are moving in 25 days on average, faster than the regional median of 23 days, which suggests the market is absorbing stock at a reasonable clip. The median list price has held flat at $940,000 from yesterday to today, and there has been no meaningful week-to-week price drift, which tells you that the market is not heated but also not in distress. The 125 active listings give you choice without overwhelming the market; that is a healthy supply level for a city of Fullerton's size.
Comparison with nearby Orange County cities shows Fullerton is competitive in positioning. Anaheim Hills, just to the north, does not yet appear in our active feed this week, but Tustin to the west has 103 active listings at a median price of $1,049,000 and $667 per square foot, about 10% higher than Fullerton. To the south, Orange has 160 active listings at $1,252,500 median and $674 per square foot. Fullerton's lower price and faster turnover make it a landing point for buyers who want Orange County proximity without Orange County median pricing. If you have been priced out of those neighborhoods, Fullerton may fit your budget better.
If you are a first-time buyer or a relocating family, the $940,000 median can feel abstract until you translate it into what you actually borrow and pay each month. Conventional lenders typically look for a credit score of 620 or above, with better pricing at 740 or higher. Closing costs commonly run about 2–5% of the purchase price; escrow usually takes 30–45 days with financing. For a foreign national without a U.S. credit history, our team can work with passport-based loans starting at 30% down, no Social Security number or ITIN needed, so that path remains open if you are buying from overseas. If you are an H-1B visa holder or an F-1 student, you qualify for the same programs as U.S. residents.
The real discipline at this price point is matching your down payment to your comfort level. California's Prop 13 property tax base rate is 1% of assessed value, with an effective rate commonly around 1.1–1.25%; for a $940,000 purchase, that is roughly $850–$1,160 per year in property tax alone. Add homeowners insurance, which varies by property and ZIP, and any HOA fees if the home is in a planned community. These stack on top of your loan payment, so budget all three when you are deciding whether $940,000 is the right entry point for you.
To see the full breakdown of Fullerton's active listings, their prices, and how long each has been on the market, visit tuhaousa.com/zh/city/fullerton and tuhaousa.com/city/fullerton. That page shows the granular distribution so you can see exactly how many homes are priced below, at and above the median. If your budget is $800,000 or $1,100,000, the chart will tell you your actual market size. Once you know where you stand, reach out to Shirley and the team to discuss financing options tailored to your down payment and timeline. The goal is to know your budget fit before the clock starts, not after.
Note: any interest rate or monthly payment in this article is an illustration, not a quote or an offer of credit. Your actual rate and APR depend on your situation and the day; see today's pricing on the rates page.
Want the numbers for your own situation? Text (626) 202-9573 (texting is fastest), call, or add ShirleyT611 on WeChat.