San Marino has no row in this week's feed, so the condo, townhome and house split is on the city page
· City Deep Dive
Our 2026-11-09 feed has no San Marino row, so we will not guess the housing-type split. Here is how to budget anyway.
Most weekly notes would start with a number, but I am not going to invent one. In our MLS feed snapshot dated 2026-11-09, which covers 5805 active listings across the cities we serve, there is no separate San Marino line. That means I cannot tell you honestly how many of this week's San Marino listings are condos, townhomes or detached houses, and I would rather say so than guess. The full distribution table and the current homes for sale are at tuhaousa.com/zh/city/san-marino, and that is the place to read the actual split.
Why does the split matter so much? In the U.S., a detached single-family house usually comes with its own land and no shared walls. A townhome is attached to neighbors but you generally own the structure and a small lot. A condo means you own the interior unit and share ownership of common areas such as hallways, roof and grounds. Each type is priced and financed differently, so a city that is mostly detached houses has a very different entry price from a city with many condos.
We do have official statewide context for the price gap between types. The California Association of REALTORS® (C.A.R.), in its September 2026 California & County Sales & Price Report, put the statewide median price of an existing single-family home at $901,420 and the statewide median for a condo or townhome at $640,000. Those are statewide resale figures, not San Marino figures, so please do not read them as the price of anything in this city. They simply show that the type you choose can move your budget a great deal.
For a sense of the neighborhood, here are two nearby cities that do appear in our feed today. Pasadena (91106) has 333 active listings, a median list price of $1,149,000, a median of 28 days on market and $765 per square foot. Arcadia (91006) has 164 active listings, a median list price of $1,550,000 (up from $1,538,000 the previous snapshot), 41 days on market and $683 per square foot. These are comparison points only, and each city has its own mix of housing types, so the numbers do not transfer to San Marino.
Suppose you are budgeting for a $2,000,000 purchase. A foreign-national buyer generally starts at 30% down, so that is $600,000, leaving a loan of $1,400,000. Property tax in California is generally about 1.1-1.25% of the purchase price, so at 1.2% it is about $24,000 a year, or roughly $2,000 a month (1.2% x $2,000,000 = $24,000, divided by 12). On top of that, closing costs commonly run about 2-5% of the price, which would be $40,000 to $100,000 here. If the home is a condo or townhome, add a monthly homeowners association (HOA) fee, which a house often does not have.
For financing, Freddie Mac's Primary Mortgage Market Survey for the week of 2026-11-05 shows a U.S. weekly average of 7.18% for a 30-year fixed loan and 6.57% for a 15-year fixed loan. These are national weekly averages, not quotes. Your own rate depends on credit score, loan size, down payment, property type and occupancy, so please ask Treasure Mortgage for a current personalised quote. For foreign-national, ITIN or bank-statement loans, I will not guess a rate here; see https://tuhaousa.com/rates/ instead.
If you are new to the U.S., a few reassurances apply. A foreign-national loan is passport-based, so you do not need U.S. credit history, a Social Security number or an ITIN. ITIN loans also exist, F-1 students can buy and borrow, and H-1B holders use the same programs as residents. A buyer on a tourist visa who is not in the U.S. can also buy and borrow, and a down payment can be a documented gift. Escrow, the neutral period when paperwork and funds are handled before you get the keys, typically runs about 30-45 days with financing and roughly 14-21 days for cash.
My suggestion is to open the San Marino page first, note which property types actually dominate this week, and then decide whether your budget points to a house, a townhome or a condo. Work out your monthly cost with the tax and HOA lines included, not just the price. When you have that, send it to me and we can check it against your down payment and loan options. Message Shirley and we will go through the numbers together.
Source: California Association of REALTORS® (C.A.R.), California & County Sales & Price Report, September 2026: https://www.car.org/marketdata/data/countysalesactivity
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