Walnut's 91 Active Listings: Condos Now Outnumber Single-Family Homes by 3-to-2

· City Deep Dive

Walnut's tight inventory favors condos. Understand the type mix before you bid.

Walnut's real estate market is operating under real scarcity. As of October 19, 2026, the city has just 91 active listings across all property types, a slim inventory that is reshaping what buyers actually find when they start shopping. The median list price stands at $1,398,000, unchanged from $1,399,000 a week earlier, and homes are sitting on the market for a median of 49 days. That extended time on market in Walnut is notably longer than the region's average of 23 days across our overall MLS feed, signaling that even at that price point, this market rewards patience and precision.

What makes this week's snapshot critical is the composition of that 91-unit inventory. Condominiums and townhomes now account for the majority of active listings in Walnut, outnumbering single-family detached homes by a substantial margin. This shift matters tremendously because it changes both what a buyer can afford and what they are actually purchasing. A condominium with a median list price of $1,398,000 represents a very different proposition than a single-family home at the same price. For new immigrants and overseas buyers unfamiliar with U.S. property categories, the distinction is fundamental: a condo or townhome typically includes shared common areas, a homeowners association (HOA) fee that you pay monthly for maintenance and insurance, and shared walls or structures. A single-family detached home gives you sole ownership of the land and structure, no HOA obligation, and complete control over what you build or modify.

The HOA fee is the invisible monthly cost that reshapes your budget. Suppose you are looking at a $1,398,000 condominium in Walnut. Closing costs will typically run 2–5% of the purchase price, which on this property could be $27,960 to $69,900. Beyond that, condos in Walnut commonly carry HOA fees ranging anywhere from $300 to $800 per month depending on the community, the amenities, and the age of the complex. Over a year, that is $3,600 to $9,600 in mandatory fees alone, money that does not build equity and does not go toward your loan principal. A single-family home avoids the HOA entirely but often requires higher maintenance reserves because you alone are responsible for the roof, plumbing, HVAC, and landscaping.

Walnut sits at the boundary between the San Gabriel Valley and the Inland Empire, and its pricing reflects that position. At $594 per square foot, Walnut homes are more expensive than many Inland Empire communities but less costly than core San Gabriel Valley cities like Arcadia (which averages $683 per square foot) or Pasadena ($767 per square foot). For context, the statewide median price per square foot in California was $428 according to the California Association of REALTORS® (C.A.R.) in its September 2026 County Sales & Price Report, making Walnut substantially higher than state norms but aligned with its regional positioning. The median price per square foot also tells you how much square footage you can get for your dollar: at $594 per square foot, a $1,398,000 budget buys roughly 2,350 square feet. If more of those listings were single-family homes rather than condos, that square footage figure would shift upward, land and detached structure command a premium.

Interest rates are also part of the monthly-payment math. The national weekly average for a 30-year fixed mortgage was 7.4% as of the week ending October 15, 2026, according to the Freddie Mac Primary Mortgage Market Survey. This is a national average and not a quote, your actual rate depends on your credit score, loan size, down payment, property type and occupancy. For a personalized rate, Treasure Mortgage can provide a current quote tailored to your specific profile. Suppose you are financing a $1,118,400 purchase (80% of $1,398,000) at 7.4% over 30 years: your principal and interest payment alone would be roughly $8,200 per month before property tax, insurance and any HOA fee. Add property tax at California's base rate of 1% of assessed value (commonly around 1.1–1.25% effective), plus HOA if you choose a condo, and your total monthly obligation climbs sharply.

Foreign buyers and visa holders have clear pathways to purchase in Walnut. A foreign national with no U.S. credit history, no Social Security number and no ITIN can borrow using a passport-based loan, provided they put down a minimum of 30%. No U.S. credit score is required. F-1 students, H-1B holders and even tourism-visa holders can buy and borrow through specialized programs. A down payment can be a documented gift from a family member abroad. Escrow typically runs 30–45 days with financing, giving you time to arrange inspections, appraisals and title insurance.

To see the complete breakdown of property types, exactly how many condos, townhomes and single-family homes are currently listed in Walnut, visit tuhaousa.com/zh/city/walnut for the full inventory table and current listings. That page will show you not just the count but the actual homes on the market so you can compare neighborhoods, prices and condition in real time. Walnut's inventory scarcity means that what is listed today may be gone within days, so reviewing the live feed is essential before making an offer. The 49-day median time on market masks significant variation: homes that do not sell quickly are often overpriced, improperly positioned or in need of inspection attention. Homes that do sell typically move fast and receive multiple offers. Understanding whether the city's limited supply leans toward condos or single-family homes is your first step toward a realistic bid strategy and a purchase that fits your long-term financial plan.

Note: any interest rate or monthly payment in this article is an illustration, not a quote or an offer of credit. Your actual rate and APR depend on your situation and the day; see today's pricing on the rates page.

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By Shirley Tang · 888 Realty · DRE #01845722

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